E-mail scammers and hackers will never miss an opportunity to try and get their hands on your personal details and will try almost anything to get them. This February marks Scam Awareness Month and therefore we will share details of some of the top E-mail scams circling the web and appearing in your Inbox.
The DVLA Scam
Scammers often choose to take on the identity of official organisations and as such, recently they have been recently fronting themselves as the Driver & Vehicle Licensing Agency (DVLA) trying to get license holders to update their details online and threatening that failure to comply would lead to you losing your license and possibly having to take your driving test again.
However, upon closer inspection, the poor language and grammar mistakes (in some of the versions seen, the email reads that people have to ‘verify there driver’s license details’) start the alarm bells ringing. The best thing you can do if you receive a similar email is to hit the delete button.
The Job Opportunity Scam
Due to the current rising levels of unemployment, this scam can draw those looking for work in and capitalise on their circumstances. Upon first reading, the email seems genuine enough and doesn’t ask you for any personal information. However, when you respond to the email itself, you will then be sent an ‘application form’ to fill in which asks for details which a fraudster can use to impersonate yourself and borrow money under your name.
If you receive an email of this kind, you should first of all look up the company/recruitment organisation that the email says that it is from. However, don’t click any links given to you in the email. Most recruitment companies don’t just send out emails without having seen the CV so it is wise to check. Also keep an eye out for spelling/grammar mistakes. Numerous mistakes should serve as a warning that this is most likely a scam.
The Bank Account Scam
Another long time favourite scam of scammers and hackers are the ones where you receive an email alerting you to the fact that somebody has been trying to access your account illegally and that you need to reactivate your account and change details.
These emails always contain a link to the bank’s website, which isn’t real and designed for one purpose only: to get a hold of your bank details.
If you receive emails like this, follow the same steps as above: check for spelling/grammar mistakes and remember that your bank should never send any request for personal details and if they do, they include personal information which only they have access to which shows that they are genuine.
The Prize Winning Scam
Scammers have always loved to try their luck with a good lottery scam. They send you an email which tells you that you have won a vast amount of money and that they need details from you so that you can claim the prize.
These scams are one of the easiest to spot and therefore the easiest to avoid. If you cannot remember entering a competition or lottery, then it is obviously going to be a scam. Just hit the delete button.
The Investment Opportunity Scam
In the current economic climate, most of us would welcome a decent return on our money especially with savings rates so feeble. However, the criminals have also cottoned onto this fact and have set up various scams which could end up costing you more than you think.
You receive an email out of the blue, offering you a once in a lifetime to invest in a scheme which promises substantial returns on any money invested. All you have to do is to set up an account with the brains behind the scheme and you’re in, hook, line and sinker. The creator not only gets the initial cash you invested, but also your personal and account details.
If you receive an email like this, just keep in mind the saying: if it sounds too good to be true, then it probably is. Plus, would you really want to hand over your money to a faceless stranger that you have never met?
If you would like to read any of our past articles, please feel free to visit our Previous Articles and remember: When it comes to scams like these, a little bit of common sense can save you a whole lot of time.
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